Whether you're an established landlord looking for insurance, or have a new buy to let property that needs cover, i4me has bespoke property let insurance to meet your needs.
We understand that being a landlord can be stressful enough without having to worry about the possibility of things going wrong.
That's why i4me looks to take away that additional pressure, as we pride ourselves on providing our customers with a landlord insurance package that is tailored to your requirements.
What does landlord insurance cover?
Your insurance will differ based on the level of cover you choose and what type of let you're looking for. We can arrange cover for most standard perils, such as fire, flood, etc, but also a number of less common perils, such as:
Buildings Insurance
This refers to any cover required for repairing or rebuilding the property's structure in the event of damage
- Public liability cover - to insure yourself in case anyone has an accident on your property, whether they are paying guests or visitors. We can arrange cover up to £5,000,000.
- Loss of rent and alternative accommodation if the property is uninhabitable - if you are unable to rent out your rental property because of an insured event.
- Theft and malicious damage by tenants.
- Accidental damage by tenants - cover for accidental damage at your rental property, whether caused by you or a tenant.
- Accidents to domestic staff - to insure yourself in case a domestic employee has an accident on your property. We can arrange cover up to £10,000,000.
- Leak trace and access - to insure yourself against the cost of removing and replacing parts of your buildings necessary to find and repair the source of the leak, and making good after the repair.
- Student lets.
- Corporate lets.
- Asylum seekers.
- Housing Association tenants.
- Houses of multiple occupations.
Please note that some of the above are available as optional covers, they are not standard policy inclusions. Not all insurers offer the same options.
Different types of Landlord Insurance
As a general rule, the three main areas you will want cover for are:
Need to chat? Contact us today!
We understand how difficult arranging insurance to meet your needs can be. That's why we pride ourselves on having a team of insurance experts who are just a call away, ready to guide you through the process with no pressure to purchase.
Whether you need help arranging new cover you're looking to take out, are looking to renew, or simply need more information on our insurance products, we'd love to help.
Call us on 0800 4701881 today!
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