If you are set to leave your property unattended for an extended period, you should consider obtaining the right level of insurance to cover the property against damage, burglary and public liability.
If you are leaving your property unattended for 30 consecutive days or more, most standard home insurance policies won't cover you fully, leaving you with a potentially hefty financial burden.
That's why you must take out the appropriate unoccupied home insurance before your property becomes vacant, to ensure that everything is taken care of.
When do I need unoccupied house insurance?
Unoccupied house insurance is suitable when a property isn't your principal dwelling and is set to be unoccupied for extended periods, generally over 60 consecutive days.
Standard home insurance generally won't cover properties that are left unoccupied for over 30 consecutive days or longer. The main reason for this is that with the house being empty, the risk of damage to the property, break in, or theft increases substantially.
There are many reasons that you may be leaving your property unoccupied for an extended period of time, and our cover is often used for circumstances such as
- Inherited homes
- Estate arrangements e.g. a property going through probate
- Properties that are for sale or going through extensive renovations
We have specialists on hand to help you find unoccupied home insurance if your requirements are a little more complex. i4me has access to insurers that offer more flexible arrangements for those who will be leaving their home unoccupied for longer than normal periods.
Find Unoccupied House Insurance Today
We can arrange policies for three, six, nine, and 12 months of unoccupancy. These offer cost-effective solutions for those who know exactly how long they will be away from the property to more flexible long-term options for those who don't know.
If you require help at any stage of the process, please don't hesitate to contact our experienced team who are on hand to guide you on the cover you require. Or simply use our quick and easy online quote form to get a price today.
Get a quote online or call 0800 4701881 and get started today.
Get Quote
Need to chat? Contact us today!
We understand how difficult arranging insurance to meet your needs can be. That's why we pride ourselves on having a team of insurance experts who are just a call away, ready to guide you through the process with no pressure to purchase.
Whether you need help arranging new cover you're looking to take out, are looking to renew, or simply need more information on our insurance products, we'd love to help.
Call us on 0800 4701881 today!
Popular Insurance Products
UK Holiday Home Insurance
Specialist insurance for UK holiday homes and second properties, ensuring comprehensive coverage and peace of mind.
Holiday Let Insurance
Compare multiple bespoke products for Holiday Lets including cover for Public Liability, Malicious Damage, and Loss of profit.
Unoccupied Home Insurance
Comprehensive insurance for unoccupied UK properties, protecting homes empty due to sale, probate, or renovation.
Landlord Insurance
Expert landlord insurance for UK homes, covering professional, student, and DSS tenants.
Airbnb Insurance
Airbnb insurance for UK properties, ensuring peace of mind for short-term rental hosts.
Static Caravan Insurance
We have access to a range of static home insurers, so you can be sure your static caravan will receive the cover it requires.
Some of Our Insurance Partners
